My gas service was cut off in September when I fell behind in the bills.  I’ll need a $250 deposit to get the service tuned back on.  I had already been living without a microwave since it broke last year.

We’ve had to eat at sandwich and burger restaurants most nights, which isn’t the smartest use of money either. Thanksgiving and Christmas were starting to look depressing for me and my daughter.

Losing my job in March is what started the problem.  I got a new job in September, but was unemployed all that time.  The bills piled up, I earned really bad credit, and there was no such thing as buying anything.  A car repair cost $400, which I had to borrow from a friend – but try getting to work without a car. The gas bill and deposit was the least of my worries.

But I found a convection-microwave oven at WalMart on Holgate Boulevard for $190.  No gas or traditional oven is required – you can cook poultry and other foods in them like with a conventional oven.

But I still needed about $200 for the microwave. Where would it come from when I am trying to catch up on other bills?  I went online and looked for “Christmas loans” and “fast cash” and “are car title loans available in Portland?” when I stumbled on Car Title Loans in Portland.  I found my Nissan (paid off two years ago) could get me a loan for more than $200.  It was easy, fast and I didn’t have to stand in line somewhere (online application took 18 minutes). The cash was in my bank account the next morning.  The first night I made tuna melts and green beans, so much healthier than Burger King.

Loans on car title work when you need them most.  I am actually looking forward to Christmas dinner now.

Frieda G.

By the way Portland is near Beaverton, Hillsboro, Vancouver, Gresham, and Dayton.