I can let my parents find out. They’ll kill me if they hear I got three tickets all at once. So I made a U-turn, blew a stop sign and then started speeding to catch up with my friends. It didn’t seem so bad because there was nobody around. But it turned out there was a cop about a block away. He was not in a good mood when he pulled me over. I thought I could plead my way out of it but nope.

I went to court and I thought the judge would be a little more fair. I thought it wouldn’t be that big of a deal because I was so young and they usually understand a little when young kids make mistakes. Nope. this judge looked at me and said “what were you thinking” and then followed up by imposing the maximum penalty that I could get. No Jail time just fines.

But my fines were way over my head. I have no credit so I can afford to pay them right now. I found car title loans in Portland, Oregon and it seems like my best answer. It is fast cash in my vehicle title loan. I can get the money instantly and I just had to fill out the application. Then I got a callback and my money.

My parents will never find out, which is good because I just got in trouble at school too.

-Jim Z.

Portland, Oregon